Financial confidence for women — finally

You hold everything together. We'll help you secure it.

Most financial coaches learned their craft from their own money journey. I learned mine from 11 years at the highest levels of wealth management — and I love every part of it. I built Common Ground Wealth because that same quality of thinking, strategy, and care should be available to every woman. No jargon, no judgment, no room full of men. Just real strategy, finally built for you.

Try our free financial tool → See what we offer
Sample financial snapshot
$284,500
Net worth · everyday household · age 34
Retirement accounts48%
Home equity35%
Savings & investments17%
On track · next review in 90 days
No commissions ever
Built for women
Evenings & weekends
Virtual & in-person
Disclosure: Common Ground Wealth provides financial education and coaching only. We are not a registered investment adviser or a CPA, and we do not prepare or file tax returns. Nothing on this site constitutes personalized investment advice, a solicitation, or a recommendation to buy or sell any security.

What we offer

Everything she needs to feel confident about her money

The same thoughtful, proactive planning reserved for the ultra-wealthy — brought to everyday women, with zero judgment and all the clarity you deserve.

Budgeting & expenses

Build a budget that works for your real life — not a textbook version of it. We find room to breathe, save, and live without the guilt.

Financial planning

A plan built around YOUR life — career breaks, family goals, and everything that makes a woman's financial journey uniquely her own.

Risk & investing education

We demystify investing so you can make confident decisions — no experience required, no jargon, no judgment. You belong in this conversation.

Education only

Retirement planning

Women live longer and often earn less over a lifetime. We make sure your retirement plan reflects that reality — and protects your future.

Net worth tracking

Know exactly where you stand — assets, debt, and everything in between. Clarity is power, and you deserve both.

Life transitions

Divorce, new baby, career change, returning to work, loss of a spouse — big transitions deserve a fresh financial look, and someone in your corner.

Salary & compensation

Understand your worth, negotiate your compensation, and know what to ask for. The pay gap is real — knowledge is your power.

Ongoing coaching

Monthly check-ins and message support so you're never left guessing — because you shouldn't have to figure this out alone.

A note on investing: we teach you how to think about risk tolerance, diversification, and low-cost investing principles so you can make confident decisions. We don't recommend specific securities or manage your money — for that, we'll always point you to the right licensed resource.

Simple, honest pricing

No hidden fees. No upsells. Designed to be accessible — because financial guidance shouldn't be a luxury, and every woman deserves a real plan.

Introductory pricing — rates reflect our launch period and will increase as we grow. Lock in current pricing by booking today.
"Financial confidence for women — finally."
11 years at the highest level of finance
Written recap after every session
Free financial snapshot tool — unique to us
☕
Intro call
Free
Let's see if we're a good fit — no pressure, no pitch.
30-minute call, virtual or in-person
You share your situation
We share how we work
No financial advice given
Book a free call ↗
🌱
Starter session
$175
One deep dive when you're ready to get serious.
What's included
90-minute session, 1-on-1
Financial snapshot tool review
Top 3 priorities identified
Basic budget review
Written recap & action plan emailed to you
Get started ↗
Most popular
🌿
Foundation package
$600
Three sessions to build your full financial foundation. ✦ Introductory rate
Session 1 — Your full picture
Income, expenses, debt & net worth mapped
Full spreadsheet delivered
Session 2 — Your strategy
Budget & debt payoff order
Risk tolerance & diversification basics
Session 3 — Your future
Retirement overview & goal setting
Written recap emailed after each session
Book this package ↗
🌳
Full Ground plan
$200 / month
Your personal financial coach, for the long haul.
Every month
1 x 45-min strategy call
Email support, response within 48 hours
Up to 2 document reviews
Ongoing care
Quarterly snapshot refresh
Annual full plan review
Goal tracking — see your progress over time
Recap email after every call
Cancel anytime, no contract
Learn more ↗

Good to know

No commissions or product sales — ever
Message responses within 48 hours
Sessions available evenings & weekends
Full Ground plan can be cancelled anytime
Virtual or in-person sessions available
Every session ends with a written recap
Disclosure: Common Ground Wealth provides financial education and coaching only. We are not a registered investment adviser or a CPA, and we do not prepare or file tax returns. Nothing on this site or in any session constitutes personalized investment advice, a recommendation to buy or sell any security, portfolio management, or tax preparation services. Discussions of risk tolerance, diversification, and investing or tax principles are educational in nature. For investment management or specific securities recommendations, please consult a licensed, registered investment adviser; for tax preparation or filing, please consult a licensed CPA or tax professional.

Ready to book a package

Getting started form

Before any paid session, this helps me understand your full financial picture so we make the most of our time together. Takes about 10 minutes — everything is confidential.

Resources & tools

Everything you need to start building.

Every product is designed for real women in real financial situations — no jargon, no judgment, instant download. Start free. Go deeper when you're ready.

⭐ Most popular

Women's Budget Template

9 connected tabs. Enter your numbers once — everything auto-fills. Real-time traffic lights, rollover budgeting, sinking funds, debt payoff planner, and net worth tracker built in. The budget tool that actually fits your life.

$27
Get it now →
📈 Investing basics

The Investment Decoder

Stocks, bonds, ETFs, index funds — everything worth knowing about investing, and everything you don't. Plain-English terms, historical context, and the diversification basics women actually need.

$17
Get it now →
💼 Career & income

The Salary Negotiation Script

Word for word — three scenarios (a raise, a new offer, a counter-offer), the ready-to-send follow-up email, and what never to say. Plus a know-your-number worksheet and a day-of confidence checklist.

$27
Get it now →
📒 Guided workbook

Financial Confidence Workbook

A guided self-assessment across five sections — your money story, your full financial picture, a values and goals exercise, a risk-tolerance check, and a 90-day action plan you'll actually follow. Turns anxiety into clarity.

$47
Get it now →
🔄 Life transitions

The Life Transition Playbook

A steady companion for the big moments — a new baby, a divorce, widowhood, a career change, returning to work. The financial decisions to make before a crisis hits, or right in the middle of one.

$67
Get it now →
📰 Monthly Free

Monthly Market Update

What happened in markets this month — in plain English, not finance-speak. What it means for your money, one thing to check, and Joleen's honest take. Free in your inbox, every month.

Free
Get it free →

All products are instant digital downloads. Payments processed securely via Gumroad.
Questions? hello@commongroundwealth.com — no dumb questions, ever. 🌿

Our story

Finance has always been a man's world. I work inside it every day. I built this for you.

I work at the highest levels of wealth management. I know what world-class financial planning looks like. I've built it, lived it, and believed in it for 11 years.

And I still had moments where I felt lost when it came to my own.

I'm a mother of two boys. I'm the one who plans the vacations, schedules the doctor's appointments, remembers everyone's everything. I carry the mental load — and like so many women, I was carrying financial uncertainty right along with it. Even knowing what I know.

Here's what 11 years in this industry taught me: the financial world has not historically been designed with women in mind. Not the language. Not the products. Not the advice. And women — who are statistically more likely to take career breaks, live longer, and carry more financial responsibility at home — deserve so much better.

I built Common Ground Wealth because that access — the real, thoughtful, high-level financial guidance I get to be part of — shouldn't only exist for a privileged few. Every woman deserves a seat at that table.

Joleen

Founder, Common Ground Wealth

She looks like
The working mom
Juggling career, family, and everything in between
The single woman
Building something from scratch, on her own terms
The recently divorced
Starting fresh and taking control of her financial future
The woman ready
To stop worrying and start building real financial confidence

How it works

Simple, warm, no intimidation

01

Free intro call

30 minutes over coffee — virtual or in person. No pitch, no pressure. Just a conversation about where you are and where you want to go.

02

Your financial snapshot

Use our free tool to map your full picture — net worth, budget, debt, and retirement outlook. No experience needed.

03

Your personalized plan

We review everything together and build a clear, actionable plan built around your life — not a generic template.

04

Grow together

Ongoing support as life changes — because you shouldn't have to figure any of this out alone.

Free financial snapshot tool

Your complete picture in minutes

Fill in what you know. We'll calculate your net worth, cash flow, and key financial ratios at a glance — no sign-up needed.

Your info
So we can save your results for your session
Monthly income
Used for tax & savings rate estimates
Step 1 of 5
Cash & savings
Investments & retirement
Property & other
Step 2 of 5
Secured debt
Unsecured debt
Step 3 of 5
Monthly living expenses
Monthly savings & investments
Step 4 of 5
Retirement details
We suggest 5–7% for long-term planning
Check ssa.gov for your estimate
Step 5 of 5

Your at-a-glance snapshot

Your full retirement projection is ready

We've calculated your capital sufficiency, projected nest egg, and a personalized action plan based on what you shared. Let's go over it together.

Talk to a coach →

This snapshot is for educational purposes only and does not constitute financial advice. Numbers are estimates based on the information you provided. Common Ground Wealth is not a registered investment adviser.

Meet your coach

Hi, I'm Joleen. Let me tell you why I built this.

I work at the highest levels of finance every day — and I love it. I built Common Ground Wealth because that same level of care and strategy should belong to every woman.

Book a free call while you wait ↗

What women are saying

Real women. Real confidence. Real results.

"Your story could be here."

Founding client spot open

"Your story could be here."

Founding client spot open

"Your story could be here."

Founding client spot open

We're in our founding chapter — be one of the first women to share your story. Book your free call →

Common questions

Everything you're wondering about — answered.

Is this the same as seeing a financial advisor?

No — and that's the whole point. A financial advisor manages your investments and earns commissions. A financial coach educates, guides, and helps you understand your own money so you can make confident decisions. No products, no commissions, no conflict of interest.

Do I need to have my finances in order before we start?

Absolutely not. Most people come to coaching exactly because they feel like their finances are a mess. That's not a problem — that's the starting point. No judgment, no shame. We start wherever you are.

What's the difference between the packages?

The Starter Session is one deep dive — great if you have a specific question or situation to work through. The Foundation Package builds your full financial picture across three sessions. The Full Ground Plan is ongoing monthly support for women who want a coach in their corner long-term.

Is my financial information safe and confidential?

Yes — completely. Everything you share in sessions or through our tools is kept strictly confidential. We never share your information with any third party without your written consent. See our Privacy Policy for full details.

I can't afford coaching right now — is there anything I can do?

Yes. Start with the free financial snapshot tool — it gives you a real picture of where you stand at no cost. Our community waitlist is also free to join, and our free 30-minute intro call is genuinely free with no obligation. We'll always give you something useful, regardless of where you are financially.

Do you work with women outside Michigan?

Yes — all sessions can be conducted virtually via video call. We work with women everywhere. In-person sessions are available for those in the Metro Detroit / Southeast Michigan area.

What if I want to cancel the Full Ground plan?

Cancel anytime, no questions asked, no penalty. The Full Ground Plan runs month-to-month with no long-term contract. Your cancellation takes effect at the end of the current billing period.

What actually happens on the free intro call?

It's just a conversation — no pressure, no pitch, no financial quiz. I'll ask what's on your mind and what brought you here. You share as much or as little as you're comfortable with. I'll tell you a little about how I work, and we'll see if it feels like a good fit. That's it. You won't be asked to make any decisions on the call.

Are you a Certified Financial Planner (CFP) or CPA?

I'm a financial coach — not a CFP, CPA, or registered investment adviser. I bring 11 years of real-world experience managing wealth at the highest level, focused on education and coaching rather than licensed advising or tax preparation. For investment management or tax filing, I'll always refer you to the right licensed professional.

Coming soon

A community built for women who are ready to own their financial future.

We're building something special — a space for women to talk about money without the jargon, the judgment, or the room full of men. Join the waitlist and be the first to know when it launches.

Join the waitlist 🌿

No spam, ever. Just good things coming your way.

By joining you agree to receive emails from Common Ground Wealth. Unsubscribe anytime.

Let's talk

You deserve to feel confident about your financial future.

Start with a free 30-minute call — no commitment, no pitch, no jargon. Just an honest conversation with someone who gets it. ☕

Book your free call ↗
Free 30-min intro call
hello@commongroundwealth.com
Evenings & weekends available
Virtual & in-person sessions

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